For Individuals
Individuals & Families
Personal protection and retirement strategies that help you and your family plan for every stage of life.
- Life Insurance
- Disability Insurance
- Annuities
- Premium Financing for Life Insurance
Life insurance, income protection, and business succession — planned by two licensed producers who know the territory.
Altus Financial is the shared marketing and technology platform behind Benjamin Minifie and Stanislav Lisovskiy — two independently licensed insurance producers serving individuals, families, and business owners.
For Businesses
Business Owners
Valuation, succession, and executive planning designed to protect the business you've built and the people who run it.
- Buy-Sell Agreements
- Business Valuation
- Business Consulting
- Executive Bonus Plans
- Premium Financing for Life Insurance
Meet your producers
Talk to a named human — not a call center.
Pick the producer you'd like to work with. The person you start with is the person who services your plan.
Benjamin Minifie
Licensed Life, Accident & Health Insurance Producer
Business-owner planning and comprehensive household strategy
Stanislav Lisovskiy
Licensed Life, Accident & Health Insurance Producer
Personal planning for families, professionals, and entrepreneurs
How the work gets done
Planning-first. Documented. And coordinated with every other advisor already at your table.
Two audiences, one process
Individuals and families on one track. Business owners on another. Each engagement starts with a conversation about what you need — not a product pitch.
Coordinated with your other advisors
The work is designed to fit alongside your attorney and CPA. The producer handles the insurance and planning analysis; your own counsel drafts legal documents and confirms tax treatment.
Clear scope, written assumptions
Business valuations are opinions of value based on stated methodology and assumptions. Planning recommendations are documented so you can see how the producer got there.
Start with a conversation.
Pick the producer you'd like to start with. The first call is a scoping conversation — what you're trying to solve, how they'd approach it, and what an engagement would look like.
Benjamin Minifie
Licensed Life, Accident & Health Insurance Producer
Business-owner planning and comprehensive household strategy
Stanislav Lisovskiy
Licensed Life, Accident & Health Insurance Producer
Personal planning for families, professionals, and entrepreneurs