About Altus Financial

Two named consultants, one kind of client — the business owner.

Altus Financial is business consulting and coaching for owners of closely-held companies. Two consultants, working directly with you. The people you meet on this site are the people you work with.

The curve of Earth from orbit against the black of space

The name

From Latin, altus — a word with two meanings.

altusadj. · Latin
high, lofty — the elevated view. Where the business is headed, and who carries it forward.
altusthe same word
deep, profound — the structure beneath the plan that funds it when an owner dies, is disabled, or steps away.

The Firm

The long view,and the structure under it.

Benjamin Minifie and Stanislav Lisovskiy built Altus Financial around a single kind of client: the owner of a closely-held business. Within that, the work runs the full height of the problem — from where the company is headed and who will carry it forward, down to what the business is worth, the agreements that move ownership, and the funding that has to hold when an owner dies, is disabled, or steps away.

Those are not two jobs. Continuity is a connected problem: a buy-sell agreement is only as good as the valuation behind it, and a successor is only a successor if someone built the depth for them to step into. Working across valuation, agreement design, owner dependence and succession lets the same two people keep those pieces aligned, rather than handing an owner a stack of disconnected engagements.

One kind of client is what makes that range possible. Two people cannot cover every industry and every problem; they can cover one owner's problem end to end. Outside that, they coordinate with the professionals already at your table. That keeps the advice focused and the scope honest.

Honest Scope

The constraintis the credibility.

What we don't do

We're explicit about where our work ends.

  1. 01We don't draft legal documents — your attorney does.
  2. 02We don't prepare tax returns — your CPA does.

Who we work with

Closely-held businesses across a range of industries and ownership structures.

Industries

  • Manufacturing & distribution
  • Professional services
  • Construction & trades
  • Medical & dental practices
  • Family-held operating businesses
  • Founder-led companies

Ownership structures

  • S-corporations
  • C-corporations
  • LLCs & partnerships
  • Multi-owner & family ownership

The Principles

How the workgets done.

Three principles drive every engagement.

Plain language — we explain it until it makes sense.

Buy-sell structures, funding mechanics, and the tax rules around them are full of jargon. We translate the contracts and the math into terms you can repeat to your business partner without a glossary.

Honest scope — we say what we do and what we don't.

We are business consultants — not attorneys, not CPAs. We do not draft agreements, give legal advice, or render tax or accounting opinions. Where our work ends and your other professionals pick up is put in writing before anything starts.

Documented assumptions — you see the math.

Valuations state their methodology. Planning memos state what we relied on. If an assumption changes, you know exactly what to revisit.

The Consultants

Who you'llwork with.

You work directly with Benjamin Minifie or Stanislav Lisovskiy. There's no call center and no account rotation: the consultant you start with is the consultant who stays with the engagement.

A note on scope: Altus Financial is a Massachusetts based consulting company. It does not draft legal documents, give legal advice, or render tax or accounting opinions. Agreements are drafted by your attorney and tax treatment is assessed by your CPA; we coordinate with both and replace neither.
Portrait of Benjamin Minifie

Business Consultant

Benjamin Minifie

Ben's path into business coaching isn't the typical one — he spent fourteen years as a professional chef before making the switch. What drew him in was a long-running fascination with how people build things: how they take what they have, put the pieces together, and create something bigger. A business is exactly that kind of thing, and helping owners protect what they've built is the work he finds most worth doing.

Ben works almost entirely with business owners — a natural fit given his own background watching his mother leave a career in engineering to launch her own company. Seeing what it actually takes to run a business, and how much of an owner's financial life is tied up in it, gave him an early appreciation for how high the stakes are when continuity, buy-sell funding, and key-person risk go unaddressed. His approach is comprehensive and deeply committed; he's upfront that his level of service isn't right for everyone, but for owners who want a true partner on the planning their attorney and CPA can't do alone, he goes all in.

Born and raised in Western Massachusetts, Ben still calls the region home. Outside of work, he spends his time with his wife and two kids, cooks whenever he gets the chance, and can usually be found at the gym.

Find Ben

Portrait of Stanislav Lisovskiy

Business Consultant

Stanislav Lisovskiy

Stanislav joined Altus Financial to do what drew him to this profession in the first place: help people build something durable and protect it. The son of first-generation immigrants, Stas grew up watching the consequences of a financial education gap that too many quietly navigate on their own — an experience that shaped his belief that thoughtful guidance, delivered with genuine care, can change the trajectory of a business and the family behind it for generations.

Stas works with business owners, entrepreneurs, and the experienced professionals who run closely-held companies. His approach is deliberately personal: rather than leading with a product, he starts with the people behind the business — what they've built, who depends on it, and what happens to all of it if an owner dies, is disabled, or steps away. Those are the succession and key-person conversations owners tend to avoid, and they're the ones he's built his practice around.

A graduate of Westfield State University, Stas has called Western Massachusetts home for 20 years. He's passionate about financial education and is active in his community. Outside of work, he's an avid traveler, a dedicated fitness enthusiast, and a lifelong reader and film lover.

Find Stas

Talk to a consultant

Start with a conversation

A first conversation is a scoping call. The consultant asks what you're trying to solve, explains how they'd approach it, and tells you what an engagement would look like before anything starts.

Portrait of Benjamin Minifie

Business Consultant

Benjamin Minifie

Business consulting for owners — valuation, continuity, and reducing owner dependence

Portrait of Stanislav Lisovskiy

Business Consultant

Stanislav Lisovskiy

Succession and management-depth coaching — the conversations owners avoid

Important information

The content on this website is for informational and educational purposes only. It is not intended as, and should not be relied upon as, legal, tax, accounting, or investment advice.

Individual circumstances vary. You should consult your own attorney and CPA before acting on any information presented here. Altus Financial does not draft legal documents, give legal advice, or render tax or accounting opinions.