About Altus Financial

Two named consultants, one job — helping the owner who carries it all.

Altus Financial is a business coaching firm in Northampton, MA. Two of us do the work. If you are local, we aim to meet in person. If not, we meet by video or phone. We work with all kinds of service firms. Some are trades. Some are dental, orthodontic or orthopedic practices.

The curve of Earth from orbit against the black of space

The name

From Latin, altus — a word with two meanings.

altusadj. · Latin
high, lofty — the elevated view. Where the business is headed, and who carries it forward.
altusthe same word
deep — what sits under the business, and what has to hold when you step back.

What is Altus

The long view,and the structure under it.

You are good at the work. Nobody ever taught you the rest. Hiring. Cash. Who signs what. What happens when you want out. You get by on grit for years, and it works until it does not.

So we built the firm around that gap. We sit with owners and dig into the parts nobody else will touch. The books. The crew. The jobs that lose money. The calls that only the owner can take.

One of us came here from another country and built a business from nothing. Nobody hands you the rule book when you arrive. You learn which questions to ask and who to ask them of. That habit runs through the whole practice.

The Principles

How the workgets done.

Three principles drive every engagement.

Plain words — we explain it until it makes sense.

We use plain words. The trade has its own jargon and so does this one. We explain it until it makes sense, so you can say it back to your partner.

Honest scope — we say what we do and what we don't.

We say what we do and what we do not do. We are not lawyers. We are not accountants. We put that line in writing before the work starts.

We show our work — you see the math.

We show our work. When we give you a number, we show how we got there. If something we leaned on changes, you know what to look at again.

Who we are

Who you'llwork with.

The same two people answer for this work, start to finish. When the job needs someone else, we bring them in. We do not hand you off and walk away. We stay in the room.

You already have people you trust. Your accountant. Maybe a lawyer. We work with them, not around them. When the job needs someone you do not have, we help you find the right person. You hire them. They work for you, not for us.

A note on scope: Altus Financial, LLC is a Massachusetts consulting company. It does not draft legal documents, give legal advice, or render tax or accounting opinions. Agreements are drafted by your attorney and tax treatment is assessed by your CPA; we coordinate with both and replace neither.
Portrait of Benjamin Minifie

Business Consultant

Benjamin Minifie

Ben's path into business consulting isn't the typical one — he spent fourteen years as a professional chef before making the switch. What drew him in was a long-running fascination with how people build things: how they take what they have, put the pieces together, and create something bigger. A business is exactly that kind of thing, and helping owners protect what they've built is the work he finds most worth doing.

Ben works almost entirely with business owners — a natural fit given his own background watching his mother leave a career in engineering to launch her own company. Seeing what it actually takes to run a business, and how much of an owner's financial life is tied up in it, gave him an early appreciation for how high the stakes are when cash, people, and what happens when an owner steps back all go unaddressed. His approach is comprehensive and deeply committed; he's upfront that his level of service isn't right for everyone, but for owners who want a true partner on the planning their attorney and CPA can't do alone, he goes all in.

Born and raised in Western Massachusetts, Ben still calls the region home. Outside of work, he spends his time with his wife and two kids, cooks whenever he gets the chance, and can usually be found at the gym.

Find Ben

Portrait of Stanislav Lisovskiy

Business Consultant

Stanislav Lisovskiy

Stanislav joined Altus Financial to do what drew him to this profession in the first place: help people build something durable and protect it. A first-generation immigrant, Stas grew up watching the consequences of a financial education gap that too many quietly navigate on their own — an experience that shaped his belief that thoughtful guidance, delivered with genuine care, can change the trajectory of a business and the family behind it for generations.

Stas works with business owners, entrepreneurs, and the experienced professionals who run closely-held companies. His approach is deliberately personal: rather than leading with a product, he starts with the people behind the business — what they've built, who depends on it, and what happens to all of it if an owner dies, is disabled, or steps away. Those are the conversations about what happens next that owners tend to avoid, and they're the ones he's built his practice around.

A graduate of Westfield State University, Stas has called Western Massachusetts home for 20 years. He's passionate about financial education and is active in his community. Outside of work, he's an avid traveler, a dedicated fitness enthusiast, and a lifelong reader and film lover.

Find Stas

Talk to a consultant

Start with a conversation

A first call is a scoping call. We ask what you are trying to fix. We tell you how we would go at it. Then we tell you what the work would look like before anything starts.

Portrait of Benjamin Minifie

Business Consultant

Benjamin Minifie

Works with the people, strategy, and the brand.

Portrait of Stanislav Lisovskiy

Business Consultant

Stanislav Lisovskiy

Digs into the numbers and the jobs. Where the cash goes, and what it costs to win work.

Important information

The content on this website is for informational and educational purposes only. It is not intended as, and should not be relied upon as, legal, tax, accounting, or investment advice.

Individual circumstances vary. You should consult your own attorney and CPA before acting on any information presented here. Altus Financial does not draft legal documents, give legal advice, or render tax or accounting opinions.